What are the main differences between the credit bureaus?


Samira:                  There are three credit bureaus: Equifax, Experian, and Transunion. Those are the three that handle the collection of credit data about you. They’re competitors. It’s like saying Toyota, Ford, and Chevrolet.

Josh:                        What differentiates them?

Samira:                  Size.

Josh:                        Oh, really?

Samira:                  That’s all. Their difference in size, and different systems in how to collect data.

Josh:                        Okay.


Why might you see discrepancies between credit bureaus? Simply put, they have different methods of collecting data on a person’s credit history. Their methods and