Samira: Judgement. Final judgement.

Josh: The final count- Do-do-do. How can a judgement impact me?

Samira: A judgement can impact you because it stays on your credit report, and they can pursue collection efforts. Those collection efforts include repossessing a car that’s paid in full. It includes garnishing your wages. It includes freezing an account, a checking account. Things of that nature. There are serious consequences.