Josh: For somebody who’s either paralyzed by fear or has their head in the sand, but

definitely is becoming conscious that they have a problem with money, any

recommendations, any suggestions?

Samira: You can’t live in fear. If it’s paralyzing you you can be paralyzed with fear for your entire

life. I believe that courage is fear that said it’s prayers, and know that you’re not alone,

that there’s help out there to deal with the fear. If you’re in denial and you think you

don’t have a problem there’s not much I can do, but you’ll feel it. The boat will start to

sink at some point.