How can a judgement Impact me?

Samira: Judgement. Final judgement. Josh: The final count- Do-do-do. How can a judgement impact me? Samira: A judgement can impact you because it stays on your credit report, and they can pursue collection efforts. Those collection efforts include repossessing a car that’s paid in full. It includes garnishing your wages. It includes freezing an account,…

What is a judgement?

Josh: What is a judgement? Samira: A judgement is a final order by the judge saying, “You lost the case, and you owe x amount of money.” It stays in the public record for a least 10 years, and they sometimes accumulates interest during that time. That’s what a final judgement is.

I am being Sued!

Josh: Okay. So I’m being sued by a credit card company. What do I do? Samira: The first thing you need to do is consult an attorney and see what’s going on, because if they do succeed in getting a judgement, they can garnish your wages, they can freeze your checking account and they can…