Are there different types of Credit Scores?


Josh:                        Different types of credit reports.

Samira:                  Yes, there are different types of credit reports, and people tend to … It causes confusion because they think that if they have one score it’s the same in every category. It’s like, again, going back to the Ford dealership, they have trucks, they have vans, and they have small cars, they have different cars for different purposes, and different vehicles are used for different purposes. If you go apply for a credit card at Macy’s, it’s a much simpler credit report than if you go apply for a loan for a house at a bank. It’s going to have much more detail.